work / northfound

Fintech · Web application

An operating system for business treasuries — in production eight weeks after the first commit.

Northfound is a self-custodial treasury platform: yield on idle cash, global payments, chain-abstracted swaps, and role-based controls across four chains. Built as one team with Breakout Labs — strategy and engineering together — on Tridaz's agentic delivery model.

8 weeks first commit → production deployment · 4 chains — Ethereum, Base, Solana, Hydration · ~260k lines of code, 315 test files · 744 PRs merged in 15 weeks

Client & context

  • The product: Northfound (northfound.xyz) — "the operating system for your business treasury." Self-custody MPC wallets with gas abstraction, one-click yield vaults, best-price swaps, global payments, and a unified dashboard. MVP live (Q3 2026), with a public no-account demo at app.northfound.xyz/demo.
  • The setup: a venture co-created with Breakout Labs, our sister studio — fintech/Web3 product strategy and engineering working as one team from the first whiteboard. We bet our own conviction on our own delivery model. This is the engagement we now offer as a service.
  • Stack: React 18 + TypeScript + Vite + Tailwind + Radix UI · Node/Express · Turnkey MPC wallet infrastructure · ethers v6, Solana web3.js, Polkadot API · Vitest · split Vercel/Render deployment.

The challenge

Business treasuries are stuck between two bad options: traditional banking (slow, bordered, near-zero yield, FX spreads that quietly eat margins) and raw DeFi (powerful, but operationally terrifying for a company — seed phrases, gas tokens, no clear books, no controls a CFO would sign off on).

Northfound's bet: professional-grade treasury operations, self-custodial by design (MPC), with the crypto plumbing abstracted away — for finance teams that have no interest in becoming crypto experts.

What we built

  • Business wallets without the wallet problem. Per-company MPC wallets on Turnkey infrastructure — passkey or email sign-in, no seed phrases, and sponsored gas (including a self-hosted EIP-7702 relayer on EVM chains), so no one on the finance team ever holds crypto just to move money.
  • Yield on idle cash. One-click vaults across Aave and Morpho on Ethereum and Hydration's money market — every capital movement passing through a review → confirm → submit flow with simulation before anything touches the chain.
  • Chain-abstracted swaps. Users pick asset classes — USD, EUR, ETH, SOL — and the routing engine picks chains and bridges across seven provider integrations (0x, Across, Mayan, Circle CCTP, Wormhole, Jupiter and more).
  • Controls a CFO can sign off on. Roles (Owner, Treasurer, Approver, Auditor), per-user and org-wide spending limits, an above-limit approval queue with separation of duties (no self-approval), a production policy engine, and an append-only audit log with a human-readable activity feed.
  • Global payments with an owner-managed destination allowlist across EVM chains and Hydration.

The hard parts, for those who ask: cross-chain bridging through Wormhole via Moonbeam with a written stranded-funds recovery runbook; fund-safety reconciliation patterns for rails where "timed out" must never mean "lost"; spoof-resistant transaction indexing that matches tokens by contract address, not fakeable symbols; and a mock-first architecture where the entire app runs with zero real keys. Written postmortems for every canary that taught us something.

the product, live

northfound · positions4 chains · self-custodial
Northfound treasury dashboard: yield vaults on Aave, MakerDAO and Morpho, spot crypto holdings, and cash accounts across Ethereum and Solana, with team, audit-log and address-book controls

One self-custodial dashboard across four chains — yield vaults on Aave, MakerDAO and Morpho, spot holdings, and cash on Ethereum and Solana. The controls a CFO signs off on — team roles, an audit log, an address allowlist — sit one click away in the same nav. (Northfound's public demo — synthetic data.)

northfound · swap
Northfound swap: pick a from and to asset class; routes, chains and gas are handled automatically, with gas sponsored

Chain-abstracted swaps: pick an asset class and the routing engine handles the chains, bridges and sponsored gas across seven provider integrations — so no one on the finance team thinks about which chain they're on.

How we delivered

Two things made Northfound possible at this size and speed.

One team, two studios.

Product strategy and engineering weren't phases with a handover document between them — Breakout Labs' fintech depth and Tridaz's delivery ran as the same standup: strategy decisions tested against engineering reality the same day, engineering trade-offs made with the product thesis in the room.

Agentic delivery, measured.

This is what our model looks like at full stretch — and these aren't estimates; they're pulled straight from the project's git history:

  • 86% of 744 merged PRs came from agent branches; 81% of commits carry an AI co-author trailer.
  • The orchestration playbook is written down, not improvised: an orchestrator agent decomposes issues, spawns builder agents in isolated git worktrees, then spawns adversarial review agents — with hard stops forcing human review on every high-risk zone: tenant identity, transaction signing, auth.
  • Cadence: ~49 merged PRs per week sustained over 15 weeks; peak week, 105.
  • Senior judgment as the merge gate: every PR crossed a human senior's review gate, and every fund-touching operation was canaried by a human with real money before release.
744 PRs / 15 weeks 86% from agent branches senior_review_gate 100% through a human merge gate

We won't claim a speed multiple here — Northfound had no traditional-delivery twin to race against (Privilio did; that's its story). What we can say plainly: a four-chain treasury platform of ~260k lines and 315 test files reached production deployment eight weeks after its first commit.

How we deliver →

Results

  • Production in 8 weeks, MVP live in Q3 2026 — a real product with real money moving through it. (There's a public demo too — try it.)
  • Four chains, one interface — Ethereum, Base, Solana, and Hydration behind a UX where users never think about chains at all.
  • Enterprise-grade controls shipped, not roadmapped — roles, limits, dual approval, policy engine, audit log: live in production.
  • The partnership, proven — Northfound is why "strategy-to-delivery under one roof" appears on this site as a service you can buy, with a shipped product standing behind it.
what this means for you

What this means for you

If you're building a product — fintech or otherwise — this is the engagement Northfound validates: a strategy sprint with Breakout Labs (from €8k), a prototype, then an agentic build with a named senior owning delivery. One team from first whiteboard to shipped product.